Friends of Ngong Road

We empower Nairobi children living in poverty to transform their lives through education and support, leading to employment.

  • About
    • Our Story
    • Our Impact
    • Board of Directors
    • Kenya Staff
    • US Staff
    • Financials, Tax, and Policies
    • Careers
  • Program
    • Our Program
    • Education
    • Health and Well-Being
    • Supportive Community
    • Camp
    • Employment Programs
      • Techmates Program
    • Karibu Loo
  • Transform a Life
    • Get Involved
    • Becoming a Sponsor
    • Wepowerment Legacy Circle
  • News
    • Events
  • Donate
  • Sponsor
  • Sign In

November 15, 2021 By Carole Patrikakos Leave a Comment

M-Pesa

Ever used Venmo, Apple Pay, Cash App, PayPal or Crypto? 

By 2021, digital currency seamlessly integrated. Curious about its origins shaping deep-rooted connection in our lives? What steps and precursors did we need to take to reach where we are today? In large part, one answer to these questions is M-Pesa.

Around 2000, developed nations’ banks embraced digital expansion, exploring financial technology and new financial mediums for global transformation. Kenya, on the other hand, encountered a reluctant central bank’s response to the new ways of the world. A largely unbanked population found an opportunity to respond creatively due to this.

Enter: Telecommunications giant Vodafone and Safaricom, Kenya’s leading mobile network operator.

Thanks to a grant from the UK’s Dept. of International Development, the Pilot launched in 2006, primarily as a means for micro-lending.

However, users quickly discovered a feature that allowed for peer-to-peer transactions. They had identified one of Kenya’s biggest needs almost completely by accident. Kenyans required quicker, cheaper money transfers than costly bank options due to poverty, prompting a demand for improved solutions.

The demand for this service reared its head in the first year of M-Pesa’s launch. Safaricom set a goal for 350,000 users on their micro-finance and loaning program, which grew to the tune of over 1.2 million users. Most of which were largely utilizing the user-to-user transfer function.

M-Pesa identified service demand, aiming to offer accessible ATM features due to its expanding user community’s rapid growth. Without the time or resources to open branches at such a large scale, Safaricom utilized what already exists in Kenya; small mom-and-pop stores and even smaller specialized commerce stands. These micro-businesses were weaponized as hosts for M-Pesa Kiosks across Kenya and allowed for its meteoric rise to a significant market share of Eastern Africa’s economy. 

M-Pesa has achieved an almost unmatched market penetration in any industry worldwide. Over 96% of Kenyan households are utilizing the service. Today, Sub-Saharan Africa boasts over 150 million active mobile money users thanks to M-Pesa and other similar services, accounting for nearly half of the world’s active monthly mobile money users. 

June 24, 2021 By Steve Kotvis Leave a Comment

Vaccination Low. Economic Uncertainty High.

In the U.S. and Europe, COVID-19 vaccination rates are approaching 50 percent. Daily routines are beginning to return to some semblance of normal. Meanwhile, in Kenya, the vaccination rate hovers between 0.5 to 5 percent. Projections of reaching just 10 percent by the end of the year taint cause a real sense of uncertainty. Unprotected, the lingering threat of the Delta (India) variant is as real as the almost predictable electrical power brownouts that roll through Nairobi slums. 

Kelvin Thuku, Program Manager at Ngong Road Children’s Foundation, reports mixed reactions and impacts on schools’ reopening since May 1. Being back to school presents itself as a very new normal. All students must still wear masks, and they must maintain social distancing.

These conditions have impacted personal interactions, and the school time intensely focuses on the classroom curriculum. There’s a lot of catching up to do after missing nine months of the 2020 school year. Extracurricular activities are experiencing significant curtailment.

For primary school students, opening up schools was great, even with the restrictions. During the shutdown, young kids were becoming bored at home all day. They are excited to spend their days at school with their friends and then return home at night. 

It’s another story for older students, especially those attending boarding school. Last year’s break made it more challenging for young adults to leave their homes and go back to boarding school life. Their families are struggling financially, and boarding school life restrictions are reminders of what their families back home are trying to manage. Many secondary students found casual labor to help support their family’s economic hardships created by the pandemic. They are worried for their families and concerned that they should be helping sustain their families’ well-being. For some, returning to the streets of the slum last year meant they were exposed to drugs and alcohol, which became a problem. Returning to the isolated and strict boarding school lifestyle was challenging.

NRCF students and the nation are feeling the impact of COVID-19. Disciplinary problems and expulsions are on the rise. NRCF has already had two at-risk cases reach the organization’s Disciplinary Committee in just six weeks, including one expulsion, and two more are on the docket to be heard. It usually would see just two or three of these extreme cases in a school year.  

Beyond education, COVID-19’s impact has harshly impacted the local economy, confirmed in a recent NPR story. Gross Domestic Product economic figures show a sharp 5 percent decline during the pandemic versus a standard rate of 5 percent growth. The impact has especially hit the informal economy, where most NRCF families earn their incomes. An already vulnerable population is living in an ever more unstable economic environment.

Similarly, last year, several alumni and recent post-secondary graduates reported the termination of their employment contracts. Job prospects are weak and uncertain as employers are wary of adding staff after experiencing multiple national shutdowns and reopenings over the past year. 

Scare of a fourth wave of shutdowns in July looms. As long as the vast majority of the population is unvaccinated, the economy is at risk, and employers will try to do more with fewer employees. One fortunate alumnus remains employed as a barista. But with half of the staff cut at the company, he’s doing double shifts. NRCF alumni team members continue to do what they can to retain relationships with employers for potential job openings. But new graduates are admittedly unclear and uncertain about what the future holds.

NRCF is pleased to report that its students or immediate family members experienced no direct cases of COVID-19 despite these challenges. The organization continues to strictly adhere to and enforce government health and safety guidelines among its staff and students.  

For a complete audio version of an interview with Kelvin, on which this article is based, please visit the Illumini Podcast, Episode 18.

  • « Previous Page
  • 1
  • 2
  • Email
  • Facebook
  • Instagram
  • YouTube

Site Search

Friends of Ngong Road
100 1st St S #581308
Minneapolis, MN 55458
(612) 568-4211 | info@ngongroad.org

EIN: 20-4690846

 Subscribe to Our Newsletter
ReaganAge 10 years
Learn More
  • Home
  • Contact US
  • Privacy Policy
  • Ngong Road Children’s Foundation Kenya Homepage
© 2025 · Friends of Ngong Road, a 501(c)(3) nonprofit